For your business
A prosperous partnership

Successful businesses need the right relationships. Choosing Furnley House assures you a partnership you can depend on, with experts who understand your world.

We provide trustworthy auto enrolment, corporate investment and business protection advice for your business, and a whole range of personal finance and protection services for you and your employees.

We hold to the highest professional standards, we seek out the latest knowledge and accreditation and we’re determined to continue proving that sound ethics deliver business success.

Find out what we can do for your business…

Auto-Enrolment

The requirements for workplace pensions are straightforward, but meeting them can be daunting. We can help.

auto enrolment

A practical way through

Auto enrolment for a workplace pension is obligatory for every business in the UK — yet although the requirements are straightforward, the process can be daunting.

We enable companies small and large to assess staff effectively and complete the processes efficiently. Most of our clients already have a pension provider, but if you don’t or you’d like to revisit this then we can help you to find and implement an appropriate Work Place Pension Scheme.

We start by helping you identify everyone in your organisation who’s eligible, then we help those individuals to enroll on your scheme. We’ll support you in setting up and maintaining the records necessary to meet your legal responsibilities. We’ll also facilitate opt-outs, offering appropriate advice to eligible members of staff who prefer to make their own pension arrangements.

Our support extends to making presentations to your staff, to explain and offer guidance, as well as providing tailored financial advice to any member of your team who needs it.

If you’re concerned about the cost of auto-enrolment then we can help you plan how to finance the cost to your business, while making sure the benefits to your staff are for your benefit too.

Talk to us about auto-enrolment

Corporate Investment

We can give you the clarity and confidence to make sound investment decisions.

corporate investment

Invest with confidence

As your financial planning partner, we can give you the clarity and confidence to make sound investment decisions, helping you achieve your business goals while managing risk.

Corporate financial investment is complex and requires advice you can trust. We are seasoned experts, continually seeking out the latest knowledge and accreditation in our fields. Our expertise covers shareholder agreements, shareholder protection, key person insurance, corporate investment and commercial mortgages. And we can help you with the practical issues, such as maximising funds on deposit, the tax implications of business profit extraction, pension planning and the tax implications of employee benefits.

If you’re thinking about buying or leasing property we can help you make financing decisions that are tax efficient, flexible and focused on your goals. We can do the same when you’re financing assets — from engineering equipment in a factory to upgrading your computer system.

We believe in paying taxes, but we may still be able to reduce your tax burden in an ethical way, working with your accountant on tax planning.

Please Note: The value of pensions and investments can fall as well as rise, and you could get back less than you invested

Talk to us about corporate investment

Business Protection

As your financial planning partner we'll help safeguard the continuity of your business

business protection

Protect what matters

One of our key roles as your financial planning partner is to safeguard the continuity of your business, by protecting those who look after it.

People are your greatest asset, and losing someone important to your business is a risk worth addressing. We can help you identify which individuals matter to your business and in what way, then establish the appropriate level of cover for each of them.

We specialise in all aspects of business protection, including:

  • Key person protection — in case a key individual dies or becomes critically ill
  • Shareholder protection — in case a partner or shareholder dies or becomes critically ill
  • Relevant life insurance — tax efficient life insurance for employees and directors
  • Business loan protection — to cover any business debts

We’ll take a practical and objective view of the risks you face. For example, if one of your shareholders or partners died or became incapacitated, usually their shares would pass to their beneficiaries. That could disrupt your business and leave you without enough capital to buy back the shares and regain control. But with shareholder protection you’d get a lump sum to help cover the cost of buying back those shares.

As your financial planning partner we’ll think carefully about what works best for you. If you’re a director, cover can extend to both salary and dividend payments — so you can focus on getting well and returning to your role without other financial burdens or anxiety.

You may also want to provide directors or employees with private medical insurance. We can search the whole market to find a solution that keeps both your business and your people healthy and thriving.

Talk to us about business protection
Furnley House look after both my personal and businesses financial needs. I have found the advice that they have provided me over the years invaluable. The approach the team take in looking after me has always reassured me that my best interests are at the heart of what they do.
M. Page