The Housing Market is Hot: Mortgages Have Bounced Back.

The Housing Market is Hot: Mortgages Have Bounced Back. The housing market has certainly turned hot, and the good news is that the mortgage market has bounced back to meet the surge in demand. First time buyers are creating a flow of movement in the housing market thanks to the launch of the Government’s mortgage guarantee scheme, which underwrites loans to those with 5 per cent deposits on homes worth up to £600,000. This has meant the housing chain is… Read more »

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Government-backed mortgage scheme launches

Government-backed mortgage scheme launches Mortgage lenders are now offering the new government-backed mortgage deal, launched to help those with a 5% deposit to buy a home and get on the property ladder. The availability of the new mortgages comes as UK house prices hit record high levels. According to the Office for National Statistics house prices increased by 8.5% in 2020, reaching a record high of £252,000. This surge in the value of property has made it even harder for… Read more »

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Income Protection: offering security in uncertain times

Income Protection: offering security in uncertain times Covid has meant that many of us are looking at ways to navigate the future and to shape a life around living with a constantly evolving virus. How we live, work and even celebrate life’s happiest and saddest moments has, and is changing. As financial advisers we are constantly being asked how to best prepare financially when there is so much uncertainty. At the moment, one of the greatest concerns for our clients… Read more »

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Private Medical Insurance: enhancing your NHS care

Private Medical Insurance: enhancing your NHS care. The NHS and its team of staff have provided a remarkable level of care and service to the country this past year. NHS resources have been stretched to capacity because of the Covid pandemic and the subject of healthcare has never been more in focus. Private Medical Insurance, or Health Insurance as it is sometimes called, is a hot topic right now, and more people are considering whether or not they need it…. Read more »

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