Brexit, Coronavirus, what’s next?

February 26,2020 - John Woolhouse

23 June 2016 was a day that divided the country and Brexit became real…1,343 days later, we’re now leaving the EU after numerous conversations, promises and ups and downs! But what does it mean for investments? We understood a leave would mean devaluation of sterling. Not so bad for exporters and brilliant for FTSE large cap. Why? Because they make profit overseas and a weaker £ means the same profits

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Investment Committee – Q3 2019

August 01,2019 - John Woolhouse

Last week we held our quarterly investment committee with our investment partners, Asset Intelligence. The purpose of the investment committee is to review our investment portfolios, understand what’s gone well, what could be improved, and finally, discuss what global events are coming up that may impact the portfolios. Below is a summary of the key points. And whilst we had Robert Love (Head of Research) and Kel Nwanuforo (Investment Consultant)

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Investment Update – February 2019

February 07,2019 - John Woolhouse

Our investment committee met at the end of January to review the last quarter and we wanted to share a summary of the discussions. So we’ve put together a short video where we asked members of the Investment committee their thoughts on what’s changed in the last few months. Our investment committee is made up of members of Furnley House and chaired by Rob Love from Asset Intelligence. In the

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How we manage your investments

November 02,2018 - George Simpson

Earlier this quarter we held a client focus group. One piece of feedback we received was that clients would like more information as to how we manage their money and what happens in our investment committees. So we thought, why not record a video? In the video you can hear from our Managing Director Stefan Fura and Robert Love, Head of Research at Asset Intelligence. They cover: Who are Asset

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Budget Statement 2018

October 30,2018 - John Woolhouse

This was the first budget statement delivered on a Monday since 1962, and the last budget delivered before the UK officially exits the European Union. Philip Hammond brought the budget statement forward from the traditional Wednesday, primarily to avoid the press using Halloween related headlines. Unfortunately for him, I don’t think many are going to let him get away that easily, so let’s see whether Hammond’s budget delivered a trick

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The cost of university

September 24,2018 - Steve Collier

We’re half way through September, which can only mean one thing – Freshers week! Freshers week offers an experience that is usually enjoyed once, but never forgotten. For most it represents the first steps of independence, setting foot into a new world, never looking back. And whilst much of it will be stepping into the unknown, there are some things you are guaranteed to experience:  – Drinking. And lots of it.

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Inflation: Taxation without legislation

August 20,2018 - Paul Fazackerley

Last week the Office for National Statistics (ONS) announced that UK inflation rose to 2.5% in July, having been static at 2.4% the previous three months. This increase represented the first jump in the Consumer Prices Index (CPI) measure since November 2017. Meanwhile the Retail Prices Index (RPI) measure of inflation for July fell to 3.2%. Whilst inflation (CPI) is still above the government’s long-term target of 2%, the good

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Increased interest rates – the most popular headline in Financial Services today…

August 02,2018 - John Woolhouse

This headline about increased interest rates is definitely the most popular in Financial Services today: “The Bank of England has increased interest rates to their highest level for almost a decade…” It’s only the second rise since the financial crisis in March 2009 and the rate has increased from 0.5% to 0.75%. All the news is telling us tens of millions of people with savings accounts, loans and mortgages could

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Compound interest: the eighth wonder of the world

July 19,2018 - Steve Collier

People often talk about the ‘Seven wonders of the world’, but did you know there are actually several different versions of the seven wonders? It started with the Seven Wonders of the Ancient World. It was based on guidebooks popular among Hellenic sightseers and only included works located around the Mediterranean rim and in Mesopotamia. The number seven was chosen because the Greeks believed it represented perfection and plenty, and

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It’s coming home…

July 11,2018 - John Woolhouse

It’s coming home, it’s coming home, football’s coming home… Whether intentional or not, over the last couple of weeks you’ll have found yourself continuously singing this under your breath. This zombie like movement hails to the fact that for once England are doing rather well at the World Cup. In fact this is England’s most successful campaign since 1990 when they last reached the semi-finals. And if they win tonight,

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