How to get your offer accepted

December 05,2019 - Kevin Dunn

How to get your offer accepted After months of searching you’ve found your perfect property. Your deposit is sorted, you have a provisional mortgage decision from a lender and so now it all comes down to is making your offer. Time for your best poker face. So how do you play it? Do you put in a high offer to clinch it, but risk paying over the odds? Or put

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12 things lenders look at – the insider secrets revealed!

November 13,2019 - Kevin Dunn

Let’s not beat around the bush. Applying for a mortgage is stressful. You’ve saved up, you’ve found the home of your dreams, and now it all comes down to sorting out the mortgage. You provide all the information required to the lender, your mortgage broker is confident and then comes the response. Application rejected. So, what went wrong? Well, first you need to think like a lender. When it comes

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Self-employed and looking for a mortgage?

July 24,2019 - Kevin Dunn

The number of self-employed people in the UK in 2017 was at 4.8 million people*, being self-employed can make it more of a challenge to get a mortgage but it doesn’t need to. If you’ve got the passion and drive to set up and run your own business, we know you’re going to be busy! So, when it comes to taking out a mortgage, we wanted to make it easier

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Furnley House joins national award scheme recognising the best property professionals in the UK

January 02,2019 - Furnley House

Furnley House, Leicester based Financial Planners and Mortgage Advisers have entered The ESTAS Awards this year. The ESTAS, whose headline sponsor is Zoopla, is a national award scheme which recognises the best estate and lettings agents, mortgage advisors and conveyancers in the residential property industry. Winners are selected purely on feedback from customers who have experienced the full service delivery from a property professional. Last year over 40,000 customers completed

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Buying a house: what to expect

July 28,2017 - Kevin Dunn

Buying a house can be very stressful and confusing, particularly if it is your first time purchasing a property.  We hope this timeline will help guide you through each step of the process and give you an idea of what is involved. Consult a Mortgage Adviser A Mortgage Adviser will help you find out how much you could potentially borrow. Our experienced mortgage team will be happy to: – Discuss

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Tips for first time house buyers

July 11,2017 - Kevin Dunn

With house prices high, it can be daunting to think of the amount of money you need to save for your first home. However, it is possible to build up savings and find a mortgage that is affordable for you.   Budget It could be worth working out how much you think a suitable house would cost, which will give you a better idea of how much you need to

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Why now is the time to review your mortgage

June 16,2017 - Kevin Dunn

Three of the eight Bank of England official policy makers support the UK interest rate being raised. Although interest rates will still be held at 0.25% it implies that a higher rate may be put into place soon.   Why could this affect me? If there is a rise in the base rate of interest it is likely that lenders will want to charge more and therefore the cost of

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